Financial Confidence for Women
Choose Where You Begin
Wherever you are with money, there’s a place to start here. One step at a time.
Everything I offer works both sides of money: what you know and what you feel. You won’t find judgment here, and you won’t find a one-size-fits-all formula. You’ll find education, honest conversation, and a path that fits your life.
Your guide
Hi, I’m Tonya
I bring together financial education and the inner work of money, so the woman I work with leaves steadier, clearer, and more confident in her own decisions. Whatever you choose below, you and I do it together.
Start here
The Clarity Session
A relaxed, private conversation where we talk about where you are with money and where you want to go. No preparation needed and nothing to bring except yourself.
You’ll leave with one clear insight you can use right away, and a sense of whether working together feels right. No pressure, no obligation.
Go deeper
The Women & Wealth Clarity Intensive
A private working session on your money life. You’ll prepare some material in advance through my secure portal, and I’ll come prepared, so our 90 minutes go toward what matters most.
We’ll talk through where you stand, your money story, and the patterns behind your decisions. You’ll leave with clarity and a stronger sense of your next right step.
The deep dive
The Soul Wealth Design VIP Day
A virtual private day together, just the two of us, with real breaks and time for a proper lunch, so there’s room to go deep without rushing. The morning works the inner side: your money story, the beliefs and experiences shaping your decisions, and your deepest values. The afternoon works the practical side: talking through your financial picture, naming the patterns and habits that may be working against you, and leaving with clarity on your next steps.
You’ll share material ahead of time through my secure portal, so the day is prepared around you. We’ll also hold space for whatever you most want to work through. A follow-up call afterward gives you a chance to check in on how things are landing.
Introductory rate while I welcome my first VIP day clients. In exchange, I’ll ask for your honest feedback and, if you’re delighted, a testimonial.
Start With a Conversation Ready now? Book your VIP day →In their own words
Hear it for yourself.
This work is a fit if…
You’re ready to take an honest look at your money life. You’re open to working on both the practical side and the inner side. And you’re willing to be an active participant, because this is a partnership, and the women who get the most from it show up ready to engage.
Good to know
Questions, answered.
Is this financial advice?
No. Heart & Soul Wealth is a financial education and coaching practice. We work on knowledge, confidence, and your relationship with money. I don’t manage money or recommend investments here. If you’re looking for financial advisory services, Harmony Financial Solutions is a separate practice that offers that work.
Do I need to have my finances organized first?
Not at all. Come as you are. Starting messy is still starting.
How do you keep my financial information secure?
For the Intensive and VIP Day, you’ll upload your documents through a secure, encrypted portal. Your files are encrypted before they ever leave your device, then split and stored across highly secure, compliant providers. Your information stays private, always.
How do sessions happen?
We meet online by video, so you can join from wherever you’re comfortable.
Not sure where to begin? Start with a conversation.
Book a Complimentary Clarity SessionHave grace with yourself. You deserve it.
Financial confidence, clarity, and purpose for women who want their money to match their values.
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© 2026 Heart & Soul Wealth. All rights reserved.
The content on this page is for educational purposes only and does not constitute individualized financial, investment, tax, or legal advice. Advisory services are offered through Harmony Financial Solutions, a separate registered entity.
Looking for financial advisory services? Visit Harmony Financial Solutions.