Work With Me

Choose Where You Begin

Wherever you are with money, there’s a place to start here. One step at a time.

Everything I offer works both sides of money: what you know and what you feel. You won’t find judgment here, and you won’t find a one-size-fits-all formula. You’ll find education, honest conversation, and a path that fits your life.

Your guide

Hi, I’m Tonya

I bring together financial education and the inner work of money, so the woman I work with leaves steadier, clearer, and more confident in her own decisions. Whatever you choose below, you and I do it together.

Start here

The Clarity Session

A relaxed, private conversation, about 30 minutes, where we talk about where you are with money and where you want to go. No preparation needed and nothing to bring except yourself.

You’ll leave with one clear insight you can use right away, and a sense of whether working together feels right. No pressure, no obligation.

ComplimentaryFree

Book Your Session

Go deeper

The Women & Wealth Clarity Intensive

A private working session on your money life. You’ll share a short financial snapshot ahead of time through my secure portal, and I’ll come prepared, so our 90 minutes go toward what matters most.

We’ll look at where you stand, your real questions, and the moves that fit your situation. You’ll leave with clarity and a short list of specific actions.

90 minutes$497

Book Your Intensive

The deep dive

The Soul Wealth Design VIP Day

A full day together, with real breaks and a proper lunch, so there’s room to go deep without rushing. The morning works the inner side: your money story, the beliefs and experiences shaping your decisions, and your deepest values. The afternoon works the practical side: your real financial picture, where wealth quietly slips away, and a plan built around the life you want.

You’ll share your financials ahead of time through my secure portal, so the day is prepared around you. We’ll also hold space for whatever you most want to work through. A follow-up call afterward keeps your plan in motion.

Full day · includes follow-up$3,000

Introductory rate while I welcome my first VIP day clients. In exchange, I’ll ask for your honest feedback and, if you’re delighted, a testimonial.

Start With a Conversation Ready now? Book your VIP day →

This work is a fit if…

You’re ready to take an honest look at your money life. You’re open to working on both the practical side and the inner side. And you’re willing to be an active participant, because this is a partnership, and the women who get the most from it show up ready to engage.

Good to know

Questions, answered.

Is this financial advice?

No. Heart & Soul Wealth is a financial education and coaching practice. We work on knowledge, confidence, and your relationship with money. I don’t manage money or recommend investments here. If you’re looking for financial advisory services, Harmony Financial Solutions is a separate practice that offers that work.

Do I need to have my finances organized first?

Not at all. Come as you are. Starting messy is still starting.

How do you keep my financial information secure?

For the Intensive and VIP Day, you’ll upload your documents through a secure, encrypted portal. Your files are encrypted before they ever leave your device, then split and stored across highly secure, compliant providers. Your information stays private, always.

How do sessions happen?

We meet online by video, so you can join from wherever you’re comfortable.

Not sure where to begin? Start with a conversation.

Book a Complimentary Clarity Session

Have grace with yourself. You deserve that.

Heart & Soul Wealth

Financial confidence, clarity, and purpose for women who want their money to match their values.