Financial confidence for women

Design a Life You Love

Wise money decisions come from two places: what you know and what you feel. I teach women to bring both to the table.

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Tonya White · MBA · CRPC · CLTC · NSSA

The Heart & Soul difference

Money is never just about money.

The inner side

What you feel

Your money beliefs
Your confidence and self-trust
Your values and priorities
The feelings that ride along with every decision

The practical side

What you know

Financial education
Decision-making skills
Planning and strategy
A strong financial foundation

Real confidence grows when both sides work together. That’s the work we do here.

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Choose where you begin.

Complimentary

The Clarity Session

A relaxed conversation about where you are with money and where you want to go. You’ll leave with one insight you can use right away.

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Live · 90 minutes

The Live Masterclass

Ninety minutes on making confident financial decisions. For those who are ready to do this work at a deeper level.

Coming Soon

Free gift

5 Keys To Financial Health

Five keys to check in on your money life and build a stronger financial foundation, one step at a time. Yours free.

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Meet Tonya

A Different Kind of Money Story

I didn’t grow up dreaming about a career in finance. Honestly, money intimidated me. My mom raised four of us on her own, money was tight, and I felt the weight of it in our home long before I had words for it.

Life brought me into this field years later, and now I understand why. Every woman deserves to feel steady and clear when she makes decisions about her money and her life. That’s the work we do here.

Read My Story

Client words

In their own words.

“
With all of the financial education I’ve had, nobody has really given me the reality of what it means, until now.

Bonnie

Entrepreneur

“
I am now more knowledgeable of the financial areas I need to be aware of and I’m excited to learn and grow so I can start to put all the pieces together.

Staci

Women’s Empowerment Coach

“
In working with Tonya, I have a greater understanding, I see the long-term picture, finances are not as intimidating, and my fear is gone.

Dr. Judy

Taming Tantrums Coach

You don’t have to figure this out alone.

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Have grace with yourself. You deserve that.

Heart & Soul Wealth

Financial confidence, clarity, and purpose for women who want their money to match their values.